目前分類：馬來西亞 (21)

瀏覽方式： 標題列表 簡短摘要
ESTATE TAX PLANNING IN MALAYSIA
Blenheim Palace was the home of Winston Churchill’s family for many generations, but like so many other English stately homes which are now open to the public, it owes its present status to the ravages of estate duty
 Posted Date: Oct 15, 2010
By: Richard Thornton

ESTATE TAX PLANNING IN MALAYSIA

Blenheim Palace was the home of Winston Churchill’s family for many generations, but like so many other English stately homes which are now open to the public, it owes its present status to the ravages of estate duty. Taxed at rates of up to 80% on the value of assets passing on death, inheritors often had no choice but to allow public access to their family estates.  Necessity is the mother of invention, and other ways were also found to deal with the problem such as avoiding tax by making well-timed lifetime gifts or settling property in trust so as to skip several generations. Predictably, this led to increasing complications in the law as governments tried to close perceived loopholes.(許多西方國家對於房地產遺產皆有徵收高額稅金的問題)

Malaysians never had much need for tax planning to mitigate taxes payable on death or lifetime transfers of wealth. Since estate duty was abolished in 1991, no death duty or inheritance tax has been levied and Malaysians have been left free to transfer their wealth untrammelled by any kind of tax or levy. Undoubtedly this has contributed to the spectacular growth of the Malaysian economy over the last two or three decades. (馬來西亞自1991年廢除遺產稅,如果與台灣進行比較,台灣目前是10%遺產稅)

Nevertheless, affluent Malaysians have found it expedient to use estate planning techniques to cope with some non-tax problems. They are often brought into play to handle the complexities of inheritance within an extended family where there are children with different parents. Setting up lifetime arrangements for succession may help to prevent disputes about the disposition of a person’s estate on his death.

Sometimes, the founder of a successful business wants to ensure that it will continue to be controlled by person(s) he considers to be competent. Although death and inheritance taxes can now be ignored, there are some other tax issues that Malaysians should beware of in passing on their wealth.(雖然馬來西亞沒有遺產稅,但是依然必須注意下面的其他稅制,可能會影響到你的財產移轉)

MAKING GIFTS OF PROPERTY

Changing the ownership of a property is neither simple nor cheap. Aside from the legal costs of dealing with the transfer, you will need to reckon with stamp duty and possibly real property gains tax (RPGT). Careful planning will ensure that a property is registered in the right ownership at the time of acquisition so that expensive title transfers do not have to be made later.(如果你要改變房地產持有人身份,必須注意到移轉房地產時的律師費用,印花稅與資本利得稅)

Stamp duty can be costly at 1% on the first RM100,000 of value, 2% on the next RM400,000 and 3% on the remainder(印花稅最高是3%). Generally, it applies based on the market value of a property when a gift is made(印花稅是根據你目前的市場行情房價決定的), but the good news is that a remission is available for certain family dispositions. Transfers between husband and wife qualify for complete remission of the duty payable and transfers from father and/or mother to a child attract a 50% remission.(先生轉移給太太免印花稅,但是父母轉移給小孩是1.5%印花稅)

RPGT may also apply on the disposal of a property by way of gift within five years of the date of acquisition. The market value is deemed to be the disposal price but, as the effective tax rate is currently only 5%, it need not be a costly impost. (資本利得稅是5%)

Furthermore, no tax will be payable at all where the donor and the recipient are husband and wife, parent and child or grandparent and grandchild. (另外,夫妻,父母與子女,祖父母與祖孫之間的贈與是免稅的,但是資本利得稅依然存在)What happens then is that the asset is deemed to have been disposed of on a no gain/no loss basis. This is fine for the donor but it might not always be good for the recipient, the reason being that the recipient is deemed to have acquired the asset on the date of the gift at the same acquisition price together with permitted expenses as incurred by the donor. This can present a trap for the unwary as illustrated by the following example:

Alex Chea bought a bungalow from a developer on 30 June 2005 at a price of RM800,000. His permitted (incidental) expenses amounted to RM50,000. He made a gift of the bungalow to his son Peter on 5 May 2010 when the market value was RM2,000,000. Peter promptly put the bungalow on the market and sold it on 15 August 2010 for RM1,800,000 net of selling costs.

Although Alex owned the bungalow for less than five years, his disposal by way of a gift to his son is treated as a no gain/no loss transaction so the current market value is not relevant and no tax is payable. Peter’s period of ownership is also less than five years but he is liable to RPGT. Even though he made a loss by comparison with the market value at the date of the gift, he has a chargeable gain of RM950,000 (RM1,800,000 – RM800,000 – RM50,000). After allowing for a 10% exemption, the tax at 5% is RM42,750. There is no provision for the donee’s acquisition date to be related back to the acquisition date of the donor.

A more tax-efficient arrangement would have been for Alex to sell the bungalow after 30 June 2010 and then make a cash gift to Peter but such an alternative is not always possible.      

THE BEST PROPERTY-OWNING VEHICLE – A COMPANY OR A TRUST?

Traditionally, companies have been used for fragmenting the ownership of property assets in Malaysia but some of the tax advantages of using a company no longer apply. A company tagged as an investment holding company may suffer a severe restriction on deductibility of directors’ fees. Furthermore, with the switch to the single-tier dividend system, there is no advantage in paying dividends to different shareholders as the dividend tax credit is no longer available. For some investors, it might make some sense to use a family trust rather than a family company.

A trust is liable to tax on its income in much the same way as a company but a trust is still allowed to pass on the benefit of the tax paid by the trustees as tax credits. This means that income can be spread around and placed in the hands of beneficiaries enjoying relatively low tax rates who can benefit from the tax credits, as illustrated by the following example:

James Happy has negotiated to purchase a commercial complex at his own expense and he intends to put it into shared ownership (25% each) by himself, his wife Mary, their son Justin and James’s widowed mother Alice. The complex will produce a net annual income of RM300,000. They have considered using either a company or a discretionary trust as the investment vehicle. In each case, the expected annual tax liability will be about RM75,000 (assuming tax at 25%).

Neither Mary, Justin nor Alice have any other income. Best tax planning seems to point to the use of a trust as each beneficiary would expect to have the benefit of a tax credit of RM18,750 per annum whereas the company situation means that there would be no tax credits for shareholders. With a taxable income of RM75,000, each of them except James could expect to have an annual tax repayment of about RM12,000.

This is a much simplified example and other tax and commercial implications would need to be taken into account before any decision is made.

FAMILY SETTLEMENTS AND TAX PITFALLS 

Although little use has been made of trusts for tax planning in Malaysia, anti-avoidance provisions designed to combat aggressive tax planning still exist. The objective of the provisions is achieved by deeming the income concerned to be income of the settlor and not of any other person.

One situation in which such deeming applies is where, by virtue of a settlement, income for a year of assessment is payable or applicable for the benefit of any relative of the settlor who at the beginning of that year is under the age of 21 and unmarried. The obvious intention is to prevent wealthy individuals from passing over their assets or income to family members who have nil or low tax rates.

A relative includes a child of the settlor and this could have implications for the Happy family in the above example. James is the settlor and Justin is his child. Provided that Justin has attained the age of 21, there is no problem. However, for any year in which Justin is under 21 at the beginning of that year, Justin’s share of the trust income is deemed to be James’s income and there will be no entitlement to a tax repayment.

Readers who wish to know more may refer to the two books mentioned below as well as to 100 Ways to Save Tax in Malaysia for Individuals (ISBN978-967-5040-43-6) by the same author

Richard Thornton is author of 100 Ways to Save Tax in Malaysia for Property Investors (ISBN978-983-2631-83-5) and 100 Ways to Save Tax for Malaysian Investors (ISBN978-967-5040-42-9) published by Sweet & Maxwell Asia. See http://malaysiaauthorindex.com/wiki/Richard Thornton. He is also a Fellow of the Chartered Tax Institute of Malaysia.

The two works referred to immediately above contain some valuable insights on how to achieve legitimate tax savings for investors in property and other assets as well as dealing with complex issues such as “When can an investor be taxed as a dealer?” and “Is it a good idea to use a company?” Written in clear simple language, the books contain helpful examples to explain how the tax planning ideas can be put into action. They can be obtained from most book stores, or from the author at ricton100@gmail.com

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

Wills and Inheritance in Malaysia

Information pertaining to writing a will in Malaysia, and the laws relating to inheritance and distribution in Malaysia…

The purpose of writing a will is for a person to leave behind a legacy for loved ones, and to ensure that they are well provided for in the unfortunate event of the testator’s passing. If a person dies intestate (without having written a valid will), then the provisions under the Distribution Act 1958 will apply unless he or she is a Muslim in West Malaysia and Sarawak or is a native of Sarawak. If the person is in the state of Sabah, then the Intestate Succession Ordinance 1960 will apply. Both the act and ordinance set out the manner of distribution of any property to specific beneficiaries, after all outstanding debts (including taxes) are paid. In addition, the provisions under the Inheritance (Family Provision) Act 1971 allow the courts to grant an order that the maintenance of certain categories of dependents shall be reasonably provided for where such dependents have not been provided for, or are inadequately provided for, under the testator’s will.

Foreigners and Wills(馬來西亞外國人與遺囑)

Malaysia recognises the validity of international wills that relate to properties and assets owned by the testator in other parts of the world.  However, it is highly recommended that a foreigner make a will in Malaysia under the following circumstances:(馬來西亞承認國外遺囑,但是最好在馬來西亞本地立有遺囑)

  • They are living permanently in Malaysia and would be considered a ‘permanent resident’ of Malaysia at the time of their passing
  • They own immovable properties in Malaysia (land and buildings, for instance)(當你有房地產在馬來西亞,最好在馬來西亞有遺囑,當然國外的遺囑也可以)

Failure to make a will in Malaysia may mean that delays occur in the transfer of their properties and assets in Malaysia to their beneficiaries, wherever they may be. In short, having a will made in their country of origin that covers all assets is still valid, but there may still be delays when it is applied in Malaysia, especially when it involves immovable properties bound by administrative red tape. As such, it would be advisable to make a will in Malaysia addressing Malaysian properties and assets to avoid the risk of delays that may take years to settle.(如果遺囑是國外的遺囑,雖然可受益,但是會拖慢受益人受益的時間)

Qualifying to Make a Will

There are three prerequisites that must be satisfied when making a will before it is considered valid:

  • The testator must be at least eighteen years old as stipulated under the Age of Majority Act 1971 in West Malaysia and Sarawak, whereas in Sabah, the age of majority is twenty-one years old as stated under Section 4 of the Wills Ordinance 1953(立遺囑人必須年滿18歲)
  • The testator must be of ‘sound mind’ (“testamentary capacity”) as provided by Section 3 of the Wills Act 1959(立遺矚者必須頭腦清楚)
  • The will must be in writing, and must also be signed by the testator (or affixed with the testator’s mark) at the foot or end of the will in the presence of two witnesses. The will must be attested by two or more witnesses in the presence of the testator and each other(立遺囑時必須有兩位見證者,必須被書寫成文字)
Intestacy – Letter of Administration

When a person dies intestate (without leaving a valid will), there may be a delay in distribution due to the following:

  • Choosing an administrator: the beneficiaries may not agree on the person intending to apply for the Letter of Administration. The Probate and Administration Act 1959 requires all lawful beneficiaries to waive in writing their right to be administrator when appointing an administrator
  • Valuing the estate: a lot of time and manpower is required to locate, collect, assess and value all assets and liabilities. As a result, there will be increasing costs to the estate and its beneficiaries as the need for legal services, accountants, tax consultants and other professionals arises.
  • Finding two sureties: the administrator must find two sureties to sign an administration bond, and the sureties must have assets within the jurisdiction equivalent to the value of the deceased’s estate.  However, no surety is required if:
    1. the estate does not exceed RM50,000
    2. a trust corporation is being appointed as the administrator
    3. the administrator is the sole beneficiary, in which case sureties are waivered at the discretion of the court (as per Section 35 of the Probate and Administration Act 1959)
  • Lawful beneficiaries: When an individual dies intestate, their estate is distributed according to the Distribution Act 1958. Due to the delays caused by the factors mentioned above, sometimes the estate will have to be distributed to many beneficiaries who inherit from the original beneficiaries (who may have passed away over time), or who may have relocated to different countries. Even if there are no difficulties with having many beneficiaries or with finding them, the application of the intestacy law in Malaysia will create other difficulties as shown below, be it the Distribution Act 1958 or the Intestate Succession Ordinance 1960. In addition, the intestate will not be able to dictate the terms of the distribution of their estate to the people chosen to be beneficiaries, determine what assets are to be inherited by whom, or choose the manner of their distribution. Section 6 of the Distribution Act 1958 Provides the following:
Intestate dies leaving surviving:Distribution of Estate:
Spouse only (no parent(s) or issue) Spouse: whole estate
Spouse and parent(s) (no issue) Spouse: 1/2; parent(s): 1/2
Issue only (no spouse or parent(s)) Issue: whole estate
Parents(s) only (no spouse or issue) Parent(s): whole estate
Spouse and issue (no parent(s)) Spouse: 1/3; issue: 2/3
Parent(s) and issue (no spouse) Parent(s):  1/3; issue: 2/3
Spouse, parent(s) and issue Spouse: 1/4; parent(s): 1/4; issue: 2/4
No spouse, issue or parents The following person(s), related to the intestate and alive at the death of intestate, in the following order:
  1. Brother(s) and sister(s)
  2. Grandparent(s)
  3. Uncle(s) and aunt(s)
  4. Great grandparent(s)
  5. Great grand uncle(s) and aunt(s)
In default of any person taking absolute interest under the foregoing provisions S.6(1)(a)-(i) Whole estate, except land, to the government (land remains frozen)
Employee Pension Fund (EPF)

It is highly recommended that all employees who contribute to the Employee Pension Fund (EPF) nominate their beneficiaries on the EPF nomination form. Failing this, the EPF assets will be distributed in accordance with their will. If the person dies intestate, then it will be distributed in accordance with the acts earlier stated.

Cancellation, Alteration and Revocation

A will is automatically revoked when one or more of the following circumstances occur:

  • Marriage: marriage will revoke a will made earlier by the testator unless it was expressed in the will that it was made in contemplation of marriage, and shall not be revoked by the solemnisation of the marriage contemplated to the named fiancé(e) (Section 12, Wills Act 1959)
  • Writing a new will: only the latest will would be recognised as the valid one by the courts (Section 14, Wills Act 1959)
  • Declaration in writing of an intention to revoke the will: the testator makes a written statement about their intention to revoke the will. The said statement has to be signed by the testator in the presence of two witnesses
  • Conversion to the Islamic faith: Section 2(2) of the Wills Act 1959 states that the Act does not apply to wills of persons professing the religion of Islam. When the testator (previously a non-Muslim) embraces the Islamic faith, the will made previously shall be void as it no longer comes under the ambit of the Wills Act 1959. The testator, after conversion, can write a new will in accordance with the Islamic Laws whereby only one third of the total estate can be disposed of by way of a will, and the remaining two thirds by Sijil Faraid (a certificate of Muslim inheritance law). If the Muslim testator would like to dispose of more than one third of their total estate, the consent of all lawful beneficiaries must be obtained
  • Intentional destruction: a will can be burnt, torn or otherwise intentionally destroyed by the testator or a third party in the presence of the testator and under their direction, with the intention to revoke the will (s. 14). Accidental or malicious destruction by a third party does not render the revocation effective
Information provided by Michael J.C. Folk
Probiz Business Services
4 Lorong 14/37E, 46100 Petaling Jaya, Selangor D.E.
Tel:01 2236 7881 e-mail

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

http://www.iskandar.asia/iskandar-malaysia/introduction.html

這當中提到依斯干達特區的分區,與一些重點句子

Committed investments have reached RM105.14 billion as at end-November 2012

依斯干達特區投資金額達馬幣1050億....

Iskandar consists of 5 flagship development zones, i.e. Flagship Zone A to E

依斯干達特區含5個旗鑑區

Legoland Malaysia is the 6th Legoland Theme Park in the world, the 1st Legoland Theme Park in Asia

依斯干達特區含樂高樂園

Johor Bahru City Centre to Medini: 12 minutes via Coastal Highway

6 promoted service sectors in Medini enjoys attractive incentives

The Gross Development Value (GDV) of Medini is estimated at RM70 billion over the next 20 to 25 years


EduCity will house at least 10 universities from all around the world

以上網站中說明,會影響到房價!!

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

http://www.gcdmedini.com/index.php

這網站當中提到Medini特區的分區方法,公共設施與對於外國人的優惠投資條件!!

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

Gerbang Nusajaya earmarked for Kuala Lumpur-Singapore high-speed rail (HSR) station?

25-Feb-2013: The Star reported that Nusajaya in Iskandar Malaysia has been earmarked as one of the three stop stations in Johor for the proposed high-speed rail (HSR) linking Kuala Lumpur and Singapore. Malaysia and Singapore had on 19-Feb-2013 jointly announced their agreement to build the HSR between Singapore and Kuala Lumpur. The 90-minute travel via HSR plying Kuala Lumpur, Seremban, Ayer Keroh, Muar, Batu Pahat, Iskandar Malaysia and Singapore is expected to be materialized by 2020.

www.iskandar.asia reckon if Nusajaya is utimately selected as the last southern stop before heading to Singapore, the station will likely be located at Gerbang Nusajaya. The 4,550-acre Gerbang Nusajaya is envisioned to be a Gateway City to economic opportunities and a high quality of life. Till date, 3 major investments from Singapore have been confirmed in 2012, i.e. the 519-acre Ascendas-UEM Land Tech Park (AUTP) with gross development value (GDV) of RM3.7 billion, Singaporean billionaire Peter Lim's 270-acre Motorsports City with GDV of RM3.5 billion and Chinamall Holdings Pte Ltd's 32-acre China Mall (part of the overall Asian Trade Centre) with GDV of RM562 million.

Possible Options for Kuala Lumpur Station:
KL Eco City, Tun Razak Exchange (TRX), Bandar Malaysia @ Sungai Besi, Menara Warisan Merdeka or Putrajaya?(吉隆坡高鐵站點位置)

Possible Options for Iskandar Malaysia Station:
Gerbang Nusajaya or Sunway Iskandar Medini Living Zone F?(依斯干達特區高鐵站點位置)

Possible Options for Singapore:
Jurong Lake District or Tuas??(新加坡高鐵站點位置)

有一些業務員會誤導所謂的站點,但是其實在馬來西亞的新聞有公佈可能的地點,與業務員所說的站點會明顯不同!!

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

Nusajaya earmarked for S’Pore-M’sia high-speed rail station(備註:Nusajaya設站)

Posted on February 25, 2013  | 811 views |  Topic : Featured, Property News.

By ZAZALI MUSA

IRDA CEO says spacious area will be a better choice for project

JOHOR BARU: Nusajaya in Iskandar Malaysia has been earmarked as one of the three stop stations in Johor for the proposed high-speed rail (HSR) linking Kuala Lumpur and Singapore.

Iskandar Regional Development Authority chief executive officer Datuk Ismail Ibrahim said as a green-field area, Nusajaya would definitely be a better choice for the stop station.(備註:指名Nusajaya的green field是設站好地點)

Ismail said several issues had to be looked into in the development of the HSR, including land acquisition and the relocation of residents affected by the project.

“The type of users of the service will be what finally determines the terminals or the stop stations for the system from KL to Singapore,” he told StarBiz.

On Wednesday, Transport Minister Datuk Seri Kong Cho Ha said five towns in the country had been earmarked as “stop stations” in the initial plan for the HSR; Seremban, Ayer Keroh, Muar, Batu Pahat and Iskandar Malaysia.

Malaysia and Singapore had on Tuesday jointly announced their agreement to build the HSR between the republic and Kuala Lumpur, expected to be completed by 2020.

The proposed project will cut travel time between the two capitals to just 90 minutes from the five hours of driving and seven hours by rail at present.

(備註:吉隆坡至新加坡90分鐘可以到達)

“Nusajaya, spanning 9,712.45 ha, is a good location for the stop station as opposed to the existing JB Sentral KTM station here which is facing space constraints,” said Ismail.

He said the Nusajaya terminal would be connected to Kempas Baru, which had been designated as an integrated public transportation hub for Iskandar Malaysia.

(Nusajaya terminal會變成依斯干達地區的交通輸紐)

Ismail said it would have all modes of transportation connecting to different flagship development zones in Iskandar Malaysia, with taxis, rapid bus transits and intra-city commuter train services for commuters.

On the Malaysia-Singapore Rapid Transit System (RTS) link, he said both countries did not have to wait for the one-year cycle to make a decision on the project.

 

“We are giving ourselves ample time on the project. If both governments find the study is good, then it can start anytime,” Ismail said, adding that there would be two options for the RTS project linking Johor Baru and Singapore for the trains to either run above ground (grate) or via undersea tunnel.

He said the first option could be a causeway (a land bridge), while the second option could either be a low bridge or a high bridge.

A low bridge is anything below 15 metres in height, which is impassable by boats, while a high bridge is more than 35 metres or equivalent to a seven-storey building that would allow a liner to pass through.

Ismail said if the undersea tunnel were chosen for the project, then there would also be a choice of it being either a sunken tunnel or a bore tunnel.

He said the undersea tunnel was a more favourable option as it would cause minimal disruption to traffic movements during the construction period, as the project would be located nearby the Customs, Immigration and Quarantine (CIQ) complexes of Malaysia and Singapore.

“However, the final outcome on the type of link to be built will all depend on the recommendations of the study for the two governments involved as well as costing,’ he elaborated.

Ismail said it did not matter what the final choice was, but the main objective of the RTS was to improve connectivity and accessibility between Johor Baru and Singapore.

The terminating stations of the link would be at the former site of the Tanjung Puteri Lorry Custom Complex here and in the vicinity of the Republic Polytechnic in Singapore.

The RTS link is targeted to be up and operating by 2018 and have a co-located (CIQ) facility in Singapore and a co-located CIQ facility here so that commuters need to clear immigration only once for each way of travel.

The Johor Causeway, which is about 1.06 km long, was completed in 1932 and links Johor Baru to Woodlands on the other side of the Straits of Johor.

About 80,000 to 100,000 vehicles use it daily.

Johor and Singapore are also connected via the Second Link, a dual three-lane carriageway linking Tanjung Kupang to Tuas in Singapore. The bridge is about 1.9 km long.

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

馬來西亞與新加坡  

Kuala Lumpur–Singapore High Speed Rail

The Kuala Lumpur - Singapore High Speed Rail (HSR) project was announced by the Malaysian Prime Minister Najib in September 2010 and is proposed to connect Kuala Lumpur and Johor Bahru with Singapore.[1] On February 19, 2013, Singapore and Malaysia have officially agreed to build a high-speed rail link between Kuala Lumpur and Singapore by 2020 at a meeting between Singapore’s Prime Minister Lee Hsien Loong and Malaysia’s Prime Minister Najib Razak in Singapore. [2]

Plan details[edit]

The KL - Singapore section will be about 400 km and the travel time will be 90 minutes.[9] The construction cost will be MYR 40 billion.[10][9] The project will request the construction of a brand-new line with dedicated tracks, which will allow trains to travel at least 250 km/h.[2] YTL and SPNB will co-ordinate the project for the essential construction within the Malaysia corridor, whereas LTA will be in charge for Singapore corridor.

Stops in Malaysia[edit]

Malaysia's Land Public Transport Commission chairman, Syed Hamid Albar, announced the stops in Malaysia on October 22 2014. [11]

Stops in Singapore[edit]

The Singapore government is still considering three options to site the Singapore station. [12]

高速鐵路的停靠站點會影響房價!!!

Singapore and Malaysia have announced that the high speed rail proposal will be finalized by end of 2014 with a targeted completion date at 2020

馬來西亞與新加坡高速鐵路完工日期為2020年

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

http://lcthelittleguy.blogspot.tw/2014/09/pr1ma-38-Location.html

這當中的房子相當便宜,有可能影響馬來西亞外國人購買房子的房價!!

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

一马房屋计划PR1MA 全国各地兴建地区房屋类型和价格

一马房屋计划是马来西亚政府推出的房屋计划，这个计划的目的是为了让国人能够购买属于自己的房子。一马房屋计划的房子都比市场上的房子价格便宜大约10%。一马房屋计划的申请条件很简单，只要是大马公民，21岁或以上，家庭或个人收入介于RM 2500 – RM 10,000，这里要提醒大家的是一马房屋计划负责单位并没有委任第三方帮忙申请，所以有兴趣的网友都需要自行注册申请。还有目前为止，有关当局并没有列明申请的截止日期，所以大家随时都可以申请，一直到另行通知为止。

 
州属 / States
计划 / Project
房子类型 / Home Type
数量 / Total Units
价格 / Prices（RM）
地区 / Zone
 
 
 
 
 
巴生谷一带 / Klang Valley
Apartment
2074
218,000
Bandar Tun Razak – Sungai Besi
 
Apartment
543
275,000
Pusat Bandaraya
Apartment
416
225,000
Bukut Jalil - Seputeh
Apartment
800
335,000
Wangsa Maju - Maluri
 
Apartment
1200
158,000
Kajang
 
Apartment
803
270,000
Pusat Bandaraya
 
Apartment
1200
265,000
Kajang
 
 
 
 
 
吉打 / kedah
 
Landed
323
215,000
Baling
 
Landed
1349
118,000
Sungai Petani
 
Landed
1395
255,000
Sungai Petani
 
Landed
236
145,000
Kulim
PR1MA@Langkawi
 
Apartment
1000
未知
Langkawi
 
 
森美兰 / Negeri Sembilan
 
Apartment
3196
未知
Seremban
 
Landed
640
265,000
Port Dickson
 
 
柔佛 / Johor
 
Apartment
1284
180,000
Johor Bahru
 
Landed
475
185,000
Pasir Gudang
 
 
 
 
霹雳 / Perak
 
Apartment
1011
250,000
Ipoh
 
Apartment
371
198,000
Ipoh
 
Landed
525
260,000
Taiping
 
Landed
198
155,000
Tanjong Malim
PR1MA@Teluk Intan
 
Apartment
360
160,000
Teluk Intan
 
 
槟城 / Pulau Pinang
 
Apartment
2100
未知
Pulau Pinang
 
Apartment
9564
未知
Pulau Pinang
 
 
沙巴 / Sabah
 
Apartment
750
280,000
Sandakan
 
Apartment
1000
150,000
Sandakan
 
 
砂拉越 / Sarawak
 
Apartment
1877
235,000
Kuching Utara
 
Apartment
1560
198,000
Pandawan
 
 
玻璃市 / Perlis
 
Landed
231
198,000
Kangar
 
 
马六甲 / Melaka
 
Apartment
600
180,000
Melaka, Bersejarah
 
 
彭亨 / Pahang
PR1MA@Kuala Kuantan
 
Landed
252
180,000
Kuantan
 
 
登嘉楼 / Terengganu
PR1MA@Kuala Terengganu
 
Apartment
350
190,000
Kuala Terengganu
 
吉兰丹 / Kelantan
PR1MA@Pasir Puteh
 
Pasir Puteh
313
未知
Pasir Puteh

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

马来西亚将在2015年4月1日起，正式的实行消费税GST，届时预料将会造成百货通膨，物价上涨。政府为了减轻普通人民对于消费税GST所带来的冲击，将会列明几项的免GST消费税的物品清单，也就是说，这些物品是不需要被征收消费税的，

马来西亚免消费税GST的物品清单：

 

 

1. 基本日常必需品，如白米，糖，盐，面粉，食用油，草药，香料等

 

2. 公共交通系统，如巴士，火车，德士等

 

3. 医疗服务，如住院费等

 

4. 教育系统，如学费等

 

5. 所有国内与入口水果；
 
6. 白面包和全麦面包；
 
7. 咖啡粉，茶叶和可可粉；
 
8. 黄面、粿条、叻沙和米粉；
 
9. 近2900种国家基本药物。这些药物用以治疗30种疾病，包括心脏衰竭、糖尿病、高血压、癌症和生育治疗；
 
10. 读物，如孩童绘本、练习和参考书、课本、字典和宗教书籍；
 
11. 报章。
 
12. RON95汽油、柴油和液化石油气（LPG）
 
13. 基本食品
 
14. 水费与每月首300单位的电费
 
15. 政府服务如保健、教育、护照等
 
16. 金融服务
 
17. 住宅产业的销售与租凭
什么东西/ 物品 / 服务将会被征收消费税GST ？
 
基本上，除了以上的事项，所有你花钱消费的东西都得还消费税。如电费和水费，只要你的每月用量超过300Unit 就得还消费税，就照现在的电费来说，如果你每个月的电费用量超过大约RM70 ，那你以后还电费时，需要再加那6 %  。
其他的如买衣服，买科技产品如电话，电子产品，吃快餐，买个饮料，看个电影，买个物品等等的，都是增加过消费税的价格。
不过，必须了解的是，大马消费税GST基本上有分成3个种类 ：
1. Zero Rated
2. Exempt
3. Standard Rated
 
1. Zero Rated：成本是没有GST的，售价也没有GST，所以完全不会受到所谓消费税的影响而涨价。
 
2. Exempt ：成本有消费税，但售价没有消费税。就例如你花40万购买自己居住的房子，房地商不能再向你索取6%的消费税。但建筑房子的材料已经加入GST，所以你的房子价格已经被提高了。
 
3. Standard Rated：所有 under standard rated的服务及貨品, sales invoice 上都要有注明 6% 的GST, 也称为 tax invoice。这种消费税影响普通老百姓最深，不管你富有或贫穷，只要你去超市买东西，就会被收取消费税。

 

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

买屋子很多人都不知道律师费是有这个规定的收费。


例如 ：

屋子的价钱是，RM550，000。

首 RM150，000 X 1% = RM1，500
接下来得还 RM 400，000 X 0.7% = RM 2，800

总共是 RM 4，300.

注意：律师是可以给折扣，但要根据法律规定得。






屋子价钱超过RM 500，000， 所以可享有的折扣是 35 %

RM4，300 X 66% = RM2，795


Note： 以上是买卖合同的律师费， 如果贷款律师是以你借的数额来算。

以上是結錄其他網站的文章

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

馬來西亞吉隆坡未來住宅潛力發展區域  

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

http://malaysia.fang.com/news.htm

http://world.fang.com/zhiye/Malaysia.htm

以上網站可以查到馬來西亞房地產相關資訊!!但是請小心有可能有錯誤或誤導訊息!

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

隆新高鐵  

這張高鐵圖會影響到馬來西亞房價

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

0092  0091  0090  

如果單由人口紅利來看,菲律賓,馬來西亞,柬埔寨,印尼等東南亞國家佔有優勢,香港,新加坡,日本欠缺優勢!!其餘國家是在中等範圍內!!

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

0062 

Medini就是奇怪,居然免稅,一般馬來西亞外國人購買房地產必須購買100萬馬幣以上,但是Medini沒有此限制,另外馬來西亞要抽資本利得稅,但是Medini沒有此稅,直到2025年 

JOHOR BARU :Medini in Nusajaya will continue to enjoy special tax holidays and other incentive packages currently reserved for investments in the area for another 10 years after its privileges expire on Dec 31,2015.

Medini 特區將會持續免稅十年時間,也就是由2015至2025年之間的免稅

Covering 90244ha ,Medini was conceptualised in 2007 to cater to property development projects which enjoy,among others,zero restrictions on foreign ownership,a RM 1 mil threshold for foreign property buyers and the real property gains tax(RPGT).

Medini特區對外國人購買房地產沒有100萬馬幣限制,並且不收RPGT資本利得稅金

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

0041  

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

0041  

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

0006  

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top

0005    

2012年是5.64%成長率

2013年是4.69%成長率

資料來源:世界銀行

http://www.google.com.tw/publicdata/explore?ds=d5bncppjof8f9_&met_y=ny_gdp_mktp_kd_zg&idim=country:VNM:SGP:KHM&hl=zh-Hant&dl=zh-Hant#!ctype=l&strail=false&bcs=d&nselm=h&met_y=ny_gdp_mktp_kd_zg&scale_y=lin&ind_y=false&rdim=region&idim=country:MYS&ifdim=region&hl=zh_TW&dl=en_US&ind=false

asiarealestate 發表在 痞客邦 留言(0) 人氣()

▲top
1 2